Gold Rate App Development for Jewellers in India
We build your shop's own gold rate app: your rate by purity, your designs, price breakups and scheme tracking, under your name.
Written by Babita Kumari, Business Developer
Reviewed by the PRS India software & mobile app development team
12 min read
Written from production. Our articles draw on products we run live and the client work behind them, and are revised as the systems they describe evolve.
Every morning, a jewellery shop gets the same calls. "What is today's 22K rate?" "Has silver gone down?" Staff answer each one by hand. Customers at the counter wait. Many callers then check a public rate app and see a market number, not your shop's rate.
A gold rate app for jewellers in India fixes this. Your customers open your own app. They see your shop's rate for each purity, with the time of the last update. PRS India builds it as a custom mobile app for Android and iPhone. You set the rate from a web panel. It carries your shop's name, logo and colours.
Key takeaways
- A public rate app shows a market number. Your own app shows the rate your shop will actually charge.
- You publish the day's rate once from a web panel. Every customer phone shows it within moments.
- The same app can show your designs, the price breakup of each piece, and your savings scheme.
- Live market rates come from a licensed price-data provider. We connect your app to the one you choose.
- A custom-built app is yours: your brand, your customer list and the source code.
What is a gold rate app for jewellers?
It is a phone app that belongs to one jewellery shop. It shows that shop's gold and silver rates for each purity: 24K, 22K, 18K and silver. It also shows when the rate was last changed, so the customer knows it is current.
The rate is not copied from the news. The shop owner sets it, or the app takes a market feed and adds the shop's own rules. Either way, the number on the phone matches the number at your counter. That is the main reason to build your own instead of pointing customers to a general app.
Most jewellers then add more: a design catalogue, price breakups, rate alerts and a scheme tracker. It becomes your shop's front door on the customer's phone. The design work for these screens is part of our UI and UX design service.
The problem
Where jewellers lose time and customers on rate calls
Small and mid-size shops tell us about the same five problems.
- Phone calls all morning. Staff stop serving walk-in customers to read out the rate again and again.
- Rate mismatch. The customer saw a market number online. Your counter rate is different, and the talk starts badly.
- WhatsApp broadcasts get lost. A rate image sent at 10 am is buried under family messages by noon.
- No record of who asked. A caller wanted a 22K chain if the rate came down. Nobody wrote down the number.
- Scheme questions. Members call to ask how many instalments they have paid. Staff dig through a register.
What your customers see in the app
The screens in this guide are example designs we drew for a jeweller rate app. The rate values are hidden on purpose. We do not show real prices in our posts. In your app, they show your shop's numbers.
Today's rate
One card for each purity, with the time of the last update.
Your designs
Rings, chains and sets with weight and purity on each one.
Rate alerts
The customer picks a metal and a purity and asks to be told when it changes.
Each of these screens has a job in your shop. The rate card cuts phone calls. The catalogue brings people in to see a design. The alert gives you a reason to message a buyer who is waiting for a lower rate. Together they work like a small retail software system built around gold.
How the daily rate update works
You or your manager open the web panel each morning. You type the rate for each purity, or accept the number the market feed suggests. Then you press Publish. Every customer phone shows the new rate. The update log keeps who changed it and when.
Some shops change the rate twice a day. Others follow the market feed and only adjust by hand when needed. We set the panel to match how you work. We build this panel as a web application, so it opens on any computer at the shop.
Must-have features in a gold rate app for jewellers
1. Price breakup on every piece
Customers want to know how a price is made. The product page shows weight, purity, making charge and the parts of the final price. It uses today's rate, so the number changes when you publish a new rate.
This one screen answers the question most buyers are too shy to ask at the counter.
2. Making charges set by you
Making charges differ by item. A plain chain and a filigree necklace do not cost the same to make. In the panel, you set the making charge as a percentage for each category, plus wastage and stone rules. The app then uses those rules on every product.
3. Rate trend and store visit booking
A month of the 22K rate on a chart helps a customer decide when to buy. Under the chart, a card lets them book a visit to your shop. You get the name, phone number and time slot in the panel.
4. Push messages from your shop
When the rate drops, you can send a message to everyone who set an alert. You can also send festival offers. Every message goes out under your shop's name, not a third party's.
5. Savings scheme tracker
Many shops run a monthly jewellery savings plan. Members can see their paid instalments, grams added and maturity date in the app. Staff see the same list in the panel, with who is due this month. For follow-up calls and reminders to members, we can link it to a custom CRM.
Member view
Instalments paid, grams added and the maturity date.
Shop view
All members, what they paid and who is due. Example design.
Check the scheme rules with a lawyer. Jewellery savings schemes can come under deposit rules. For companies, the Companies (Acceptance of Deposits) Rules, 2014 are published by the Ministry of Corporate Affairs. The rules differ for a company, a partnership and a sole owner. The app only records what your scheme says. Ask a lawyer to check the scheme terms before you put them in the app.
Hallmark and HUID details in the app
Hallmarking of gold jewellery is now mandatory in many districts of India. Each hallmarked piece carries a HUID, a unique ID for that piece. Showing it in the app helps the buyer check the piece.
Source: Bureau of Indian Standards, hallmarking FAQ for jewellers and the BIS Mandatory Hallmarking Order page. Check BIS for the current list of districts.
In your app, each product page can show the HUID and the purity mark. On the bill, the same HUID prints next to the item. If your billing runs on another system, we can connect it. We also build custom POS software for shops.
Rate board vs public rate app vs your own app
| What you need | Rate board and WhatsApp | Public rate app | Your own gold rate app |
|---|---|---|---|
| Shows your shop's rate, not a market number | Yes, at the shop | No | Yes |
| Your shop name and logo | Yes | No | Yes |
| Update time shown to the customer | Sometimes | Yes | Yes |
| Your designs with weight and purity | Photos only | No | Yes |
| Price breakup with your making charges | No | No | Yes |
| Rate alerts that bring the buyer to you | No | To no shop in particular | Yes |
| Scheme members see their own record | No | No | Yes |
| You keep the customer list | Partly | No | Yes |
Worked example: one morning at a family jewellery shop
Here is how one normal morning could go once the app is live. The shop and the names are made up.
- 9:45 am. The owner opens the panel. The market feed shows a new rate. He sets his 22K and 18K rates and presses Publish.
- 9:46 am. Customers who opened the app see the new rate cards with the time stamp.
- 9:50 am. Forty customers had set a "tell me when 22K drops" alert. They get a push message from the shop.
- 10:30 am. One of them books a visit for 5 pm from the rate trend screen. The booking shows in the panel.
- 11:00 am. A scheme member checks her paid instalments in the app, instead of calling.
- 5:00 pm. The buyer arrives. Staff open her chosen design. The price breakup on screen matches the bill.
No one at the counter read the rate out on the phone that day. The owner spent two minutes on the rate and saw who was interested.
Our service
How we build your own gold rate app
The same steps we follow for every app. See our full development process.
- Understand your shop. How you set the rate, which purities you sell, your making-charge rules and your scheme terms.
- Clickable screens. We draw your rate card, catalogue and panel in your colours. You click through them before any code.
- Build. We build the customer app in Flutter, so one codebase runs on Android and iPhone. The panel and API run on Laravel.
- Connect the rate feed. If you want market rates, we connect the licensed price-data provider you pick. You can always type the rate by hand too.
- Test with your staff. Your team uses the app for a few days with real designs and test rates.
- Launch under your name. We publish the app on Google Play and the App Store from your own accounts.
- Support. We keep the server running and fix issues. Hosting can be on your own cloud account, set up by our cloud and DevOps team.
Gold rate app development cost: what decides it
We do not publish a price list, because two jewellers rarely need the same app. These are the things that change the budget:
- Android only, or Android and iPhone.
- Manual rate entry only, or a live market feed from a price-data provider. The provider charges you for its data separately.
- How many products go in the catalogue, and whether stock links to your billing system.
- Savings scheme tracking, online instalment payments and receipts.
- Languages: English only, or Hindi and your local language too.
- Number of branches, each with its own rate or stock.
| Point | Custom-built app | Monthly-plan rate app |
|---|---|---|
| App name and logo | Yours, on your own store account | Often under the provider's name |
| Customer data | On your server | On the provider's server |
| Source code | Handed over to you | Not given |
| Making-charge and scheme rules | Built to your rules | Limited to their settings |
| Payment | One build, then optional support | A fee every month |
You can see other apps we have built on our products page.
Whoever builds it, make sure it can
- Show your rate for each purity with the time of the last update
- Let you publish the rate from a web panel in under a minute
- Keep a log of every rate change and who made it
- Work out the price of each piece from today's rate and your making charges
- Show the HUID on the product page and the bill
- Show scheme members their own instalments and grams
- Send push messages under your shop's name
- Let you export your customer list at any time
FAQ
What is a gold rate app for jewellers in India?
It is a phone app for one jewellery shop. It shows that shop's gold and silver rates by purity, with the update time. It can also show designs, price breakups and a savings scheme tracker.
Why not just use a public gold rate app?
A public app shows a market number for no shop in particular. Your customers then compare it with your counter rate. Your own app shows your rate, your designs and your name, and you keep the customer list.
How long does it take to build a gold rate app?
It depends on the features. A rate app with a panel is a smaller job than one with a catalogue and scheme tracking. After one call, we share a plan with dates for each part.
Will I own the app and its source code?
Yes. We build it under your shop's name, publish it from your store accounts and hand over the source code. Your customer data stays on your server.
Where do the live gold rates come from?
You can type the rate by hand in the panel. Or we connect the app to a licensed price-data provider that you choose and pay for. Your own rules are then added to the feed rate.
Does the app work on Android and iPhone?
Yes. We build one Flutter app that runs on both. The admin panel opens in any web browser at your shop.
Is my customers' data safe in the app?
It should be. The Digital Personal Data Protection Act, 2023 applies to customer phone numbers and scheme records. We build consent, access limits and data export into the app.
Can the app run my gold savings scheme?
The app can record instalments, grams and maturity dates, and remind members. The scheme terms themselves must follow the law. Please check them with a lawyer before launch.
Can PRS India build a gold rate app for my jewellery shop?
Yes. We build the customer app for Android and iPhone and the web panel, under your brand. See our case studies. Then book a consultation and we will show you screens for your shop.
Related guides
Written by
Babita Kumari · Business Developer
Business Developer at PRS India. Talks with business owners about the app or software they want, and helps them work out the scope, cost and launch steps before any code is written.
